The Nova Scotia peninsula juts out into the Atlantic Ocean with an economy based primarily on sailing, shipping, fishing and water recreation. The overall population of the province is 900, 000 with more than 3, 800 coastal islands. Halifax is the largest city with a population of more than 390, 000. Nova Scotia is considered to be one of the three Maritime provinces. Each of these Canadian provinces suffer from higher unemployment rates.

Since the 1600s, Acadia was developed as a wine- producing region in Nova Scotia. Maple syrup and blueberries are particularly popular foods found here. More than 30 agricultural products are exported from this province. An estimated 3, 795 farms employ 16, 000 people. Other traditionally strong sectors for employment were fishing, mining, forestry and natural gas extraction. Sable Island has been a key source of natural gas, clay, shale, silica, limestone, gold and gypsum resources. The future viability of these mineral resources depends largely upon commodity prices, which have started to fall in April 2013.

In 2010, the per capita income of Nova Scotia was $38, 475. This was lower than the national average. On April 5 2013, the http://thechronicleherald.ca reported that Nova Scotia was the only province to experience job growth in March 2013. Statistics Canada estimated the job increase of 2, 900. Transportation, warehousing and culture were the industries experiencing the highest job growth rates for March 2013.

The Government of Nova Scotia issued its Labour Market Monthly noting that unemployment was near 9. 5%. This is one of the highest rates in Canada. Professional, technical, business, building and transportation saw job growth. The highest growth rate was more than 6% for professional services. Educational, manufacturing, goods- producing and finance saw job declines. Construction had a very slight growth rate of 0.7%, but there might be stress in the real estate market. As unemployment climbs, it is more difficult for people to keep up with mortgage payments. There is a ripple effect throughout the entire economy.

Nova Scotia has been forced to advance from traditional industries to more modern ones. In 1992, the cod fisheries collapsed forcing the diversification of the economy. The strengthening Canadian dollar has put pressure on the export of timber too. This province has been forced to diversify into other market sectors. The Information Communication Technology sector employs about 15,000 people. The financial sector has seen some growth with many of the Big 5 Canadian banks as well as payday lenders in Halifax and the surrounding area consolidating their call centers in the province. The provincial government is actively encouraging these companies to enter the market with generous tax rebate programs, as well as advertising the benefits of their timezone being earlier than nearly everywhere else in Canada. Empire theatres, the Bank of Nova Scotia and Bell Aliant are large employers with head offices in Nova Scotia. Dalhousie University in Nova Scotia is an important school for training and retraining workers.

The Department of National Defence is headquartered in Halifax with 40% of the Canadian military located here. This is a very important employer with numerous support jobs being added. Tourism supports 40, 000 jobs in Nova Scotia with large cruise lines visiting the beautiful coastal areas. The Cape Breton National Park was opened in 1936 with steep cliffs and deep canyons. Tourists can watch moose and other wildlife in this natural wonderland. The Kejimkujik National Park was opened in 1974. It offers numerous lakes and rivers for enjoying water recreation.

There are many small ways you can decrease the costs of your household. One of them is by evaluating your cable or satellite TV bill and look for ways to minimize your entertainment expenses. The savings might not be that big by itself, but bundled with other savings, it can be a real lifesaver in the near future.

First of all, get out your channel list and tick off the channels that you don’t watch. It might be surprising to find out that most families never watch over 80 percent of the channels in their cable package. You can opt for a cheaper package, or take these channels off for a few dollars’ savings on each one.

If your cable provider also offers other services such as telephone or internet connections, they will most likely have some form of bundled service for all three. This is a great way to minimize costs on all of these expenses. It will also be easier to troubleshoot any problems as you’ll only be dealing with one company.

Of course, your cable company isn’t the only one out there. Check your neighbors and friends’ connections and see whether they have a cheaper cable service. Even if you’re not serious about leaving your current cable provider, the company’s customer service might be swayed to give you a discount for a few months out of each year.

Technology rules the world, and because it has continued to grow and become more and more incredible, our lives are a lot easier. Although gadgets help us run our daily lives, they can be expensive, so here are some tips you can use to save money and live a life ran by amazing gadgets. The first rule of thumb when it comes to buying new gadgets is to get quality gadgets. Knock- offs is becoming a trend, but if your spending hundreds of dollars on a gadget make sure it’s legit. If you’re wondering what the latest and most affordable gadgets are, going online to a tech forum will be an advantage.

Gadgets are the cheapest around holiday time, not just Christmas, but every major holiday, because people gift year round, so if you’re looking for a way to get cheap gadgets, hold out for the holiday. Following retailers through social networking sites like Facebook and Twitter will give you firsthand notice of when a major sale is about to start, and retailers that use Facebook, often have coupons and other special deals going on daily. Last but not least, ask your friends. Your friends can tell you what gadgets are bad and which are good. The world revolves around technology, so do miss out because you think you can’t afford it.

All of us love to lead a comfortable life with our dear family members and friends. The amount of money that we earn plays an important part in accomplishing this task. Unfortunately though, many among us are not earning enough to fulfill all the dreams that we keep close to our hearts.

Working extra hours at the job or doing a second job is the easiest way to achieve this. If you decide to do this, you can ask your boss or supervisor about your willingness to be ‘on call’or to do extra hours when available. This would help you to add some extra dollars to your regular income. Help your boss to get on the good books of his or her boss. This would make your boss happy and can help you at your very next performance review. Check with your boss about his or her expectations for you in the next six month period or a year. If possible, get it in a written format. Now, try to accomplish this target or surpass it. Once you do that, ask him for a raise and show him the offer document. Again you must show that you have surpassed those expectations.

Credit report is very important for you and so you should learn the actual facts about it. Given below are some common misconceptions about credit score. Learn them and do the correct things to improve your own score.

If you think that your debt is closed when you have paid off the total amount, then you are wrong. A collection account is closed only after seven years of opening it. Your account status only changes to paid collection when you settle your debt.

Do not think that regular payment of the bare minimum amount provides you a good credit score. Your credit score also depends on the outstanding amount against your name. So pay off your total debt at the earliest.

You should carefully scrutinize each and every data of the credit report and not only your credit score. Correcting the errors of credit report is a lengthy affair and so you should not wait to correct it only when you are about to apply for loans.

Online shopping is not always as dangerous as you might think. However, never enter your personal information or any information regarding your credit card in http sites. Only https sites are safe and secure for online transaction.

Credit and debit cards are not exactly the same. There is a difference in the way in which they work. In debit card, money is instantly debited from the bank account. In credit card, however, you need to pay later. So you are able to report and resolve fraud, in case it happens, without making any actual payment.